I had an accident again!

Remember not too long ago, I had a little accident where the car bumped into the side of my car door while he was reversing and 2 days ago, I had a bigger accident! This time round, it was with a BUS! Yes, I was hit by a bus! Err, maybe not me, it's just the car :P Anyway, I was very upset and angry when it happened.
It was really scary as my friend and her baby was in my car too. It happened too sudden and was too shocking. BUT it's not my fault!

Let me describe a little. Both the bus and me were trying to enter an roundabout where he's in the bus lane (already green for him) and when my light turns green, I started to move on, with the bus at my side. Everything was okay until he decided to turn right (he was going straight initially but saw the road was closed due to some repair works), he somehow decided to make a right turn with a tight angle. He was really near to me. I slowed down my car and wanted to let him go first but there he goes - turned and bumped onto my car. I said to myself... oh no that's it! We both stopped at the next available spot where I get down to inspect the car. Then I realised that the font bumper and the side were crashed while he only suffered a little scratch.

Feeling lost and frustrated, I really didn't know what to do... I know I can claim from insurance and I needed to fill in an accident form but I was too scared that I've forgotten everything! We exchanged contacts and he drove off.

Later that morning, I consulted my friends when I go for my bible study. As I tell them what had happened, I started to cry realising that it was so closed! I think I'm still in shock and really need an outlet. People who knows me know that I'm very emotional. I can't stop crying as the thought of the bus hitting me really scare me. If the bus were to swayed a little more, he might just hit me. I really thank God for His protection, it's only the car that was damaged and no one was hurted! I feel grateful as there's friend to help me with the communication. She was kind enough to follow up on this issue. I can't deal with the french with my limited vocabulary and the worst is DH is away till end of the month. I can't wait for him to come back. It needed to be settled within the next 5 days!

So I have my friend to call the company and the driver. We met up with the bus driver the next day to fill in the "Constat" - a form for accident. No police report was needed as there were no injury. And without any disagreement, he knows it's his fault and was very apologetic. Unlike his company who seem to shift the blame to me!

This morning, I went to the garage to have the photos taken to be examined by the "expert" of the insurance to determine whether it can be covered by insurance. I was nervous about it...and asked how much it's going to cost and he told me it's going to be 2,000 euros ! Oh man, it's so expensive! I'm really speechless and I really prayed that the insurance will cover it! Otherwise, DH is going to kill me. It's really a mishap as accident always happen when he's away and that give him lots of stress!

I hoped that I would be more careful next time and thank God for His mercy and protection!